Visa Balance Transfers

BUNDLE UP AND SAVE: Transfer your high-interest balances for free and get an intro APR* as low as 3.9% for 6 months!

Store credit cards and many others have rates that creep upward and fees that add up, too. But PrimeTrust has a way to save you money quickly!

Transfer your higher-rate balances to your PrimeTrust FCU Visa® with no balance transfer fee. We make the deal even sweeter with an introductory Annual Percentage Rate* (APR) as low as 3.9% for six months on the amount transferred.

There is no expiration on this offer but the sooner you do it, the sooner you will begin saving!

  • Balance transfer intro APR as low as 3.9% for six months
  • Fixed APR as low as 9.9% after that
  • No balance transfer or cash advance fees



Lock in Your Balance Transfer Today

Call 765-289-2148 or download a printable application that can be completed and returned to any of our three convenient, Muncie-area branch locations.


* Receive an introductory rate of 3.9% APR for Visa® Platinum, 5.9% for Visa® Gold, or 7.9% APR for Visa® Classic. Transfers post as a purchase.  As of January 2021, the APR is 12.9% on Visa® Classic, 10.9% APR on Visa Gold, and 9.9% APR on Visa® Platinum. APR may be subject to a credit check. Existing PrimeTrust balances are excluded from receiving this promotion. Continue to make the minimum payment on any bills you receive during the transfer processing period in order to avoid past-due notices and charges. Interest savings will only be realized if your existing APR is equal to or higher than the PTF prevailing APR. Terms are subject to change without notice.
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