Explore Our Variety of Mortgage Options!

For over 80 years, our specialty has been helping first-time and seasoned home buyers get into the home of their dreams. 
The next chapter in your story begins now - and we're here for you!
Looking for Muncie's best rates?  With our diverse set of mortgage offerings, you've found them.  Financing your dream home is easy with PrimeTrust!  In fact, you can do it all online.  We offer you a great rate every time.  With a pre-approval, you can negotiate with confidence.  In addition to low rates, you can save money on your monthly payments since PrimeTrust has no early payoff penalties or hidden costs.

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Budget Friendly Solutions

Our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.
Variety Loans That Fit You
PrimeTrust and Members First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
  • Wide range of loan offerings
  • Affordable down payment options
  • Competitive rates & closing costs
  • Expedited closings
  • Easy online application

Homebuying Guide

Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.

Mortgage Calculator

Estimate how much you can afford


Primetrust Advantage
mortgage or Refi
Requires 20% down and a mortgage or refinance amount up to $175,000.
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Home equity
Access your home’s equity but maintain the security of a fixed rate and term.
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Home equity line of credit (Heloc)
Unlock the equity in your home...and put it to use!
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Fixed rate
Unleash Your Dream Home Potential: Financing Available for  $175,000 and up.
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First-time mortgage options
Special features and benefits exclusively for first-time buyers.
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Build the house of your dreams with a construction mortgage.
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USDA/Rural Development Loan
USDA/RD loans can help make eligible locations more affordable.
Federal housing administration
Multiple loan options that help with restricted incomes or lower credit scores.
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Veterans Association Loan
Loans with fewer credit requirements and low to no down-payment options*.
Adjustable rate
Adjustable-rate mortgages can deliver lower monthly payments.
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Jumbo loan
Jumbo loans allow you to borrow bigger to get into the home of your dreams.
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**This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of PrimeTrust Financial Federal Credit Union. For MFM’s licensing and state disclosure information, please visit the Member First Mortgage, LLC licensing website. Jim Rogers, NMLS #235651, is authorized to act as agent of PrimeTrust Financial Federal Credit Union (3700 West Bethel Avenue, Muncie, IN 47304 | (765) 281-4208 | NMLS ID: 462171) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538-1818 | NMLS ID: 149532). For licensing information, please visit | Equal Housing Opportunity.