Vehicle loans that fit you,
wherever you are.
Whether you're looking for a vehicle to get you from point A to point B or searching far and wide for the car of your dreams, we have the financing options to meet you where you are in life.
Switch. Save. Get 1% Cash Back!
Ready to lower your monthly car payments and put money back in your pocket? Refinance your auto loan from another institution with PrimeTrust Federal Credit Union between June 8 and July 17, 2026, and take advantage of these exclusive perks:
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1% Cash Back: Deposited directly into your savings account upon closing.
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No Payments for 60 Days: Enjoy a two-month break from your auto loan payments.
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0.5% Referral Bonus: Earn extra cash just for spreading the word to a friend.
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Free Carwash: A clean ride on us to celebrate your savings!
Don't miss out on these limited-time rewards. Call or text us at (765) 289-2148 or visit your nearest PrimeTrust branch to get started today!
Offer valid June 8 – July 17, 2026. Valid only on loans refinanced from another institution; existing PrimeTrust FCU loans do not qualify. Standard Bonus: Members receive a standard 1% cash-back bonus of the total amount financed, exclusive to auto refinance loans upon closing. Referred individuals also receive this standard 1% cash-back bonus upon the successful closing of their loan. Referral Bonus: If the auto refinance loan is a result of a referral, the referring member receives a bonus equal to 0.5% of the total amount financed on the referred member's closed loan. Bonuses will be deposited directly into the members' PrimeTrust accounts. A perfected lien must be provided within 60 days of closing; failure to provide it may result in forfeiture or account charge-back of the bonus. Both individuals must meet standard lending and membership qualifications. Bonuses are subject to tax reporting and may be reported on IRS Form 1099-MISC. Offer subject to change or cancellation without notice.
Looking for Muncie's best rates? You found 'em! Buying a car or truck is easy with PrimeTrust! In fact, you can do it all online. PrimeTrust offers you a great rate every time. With a pre-approval, you can negotiate with confidence. In addition to low rates, you can save money on your monthly payments since PrimeTrust has no early payoff penalties or hidden costs.
New Car Loans
The feeling of buying a new car is truly something special. We can help make that dream a reality.
Mechanical Breakdown Protection
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Provides protection against mechanical breakdowns beyond the original factory warranty.¹
Learn More
used Car Loans
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Get the most value from your auto shopping experience with a PrimeTrust auto loan.
PRIVATE PARTY PURCHASE
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No dealer? No problem. Purchase from a private seller with a pre-approved PrimeTrust loan.
Ask about our Credit Protection
Option
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You deserve peace of mind security. With credit protection you can now put your nerves at ease.
Auto Refinance
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Break free from the burden of high car payments. Refinance to a better rate, lower payment or new term.
Classic Car Financing
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If you'll always wanted to own a classic or vintage car, look no further. We're here to make that goal a reality.
ask about our Gap Coverage
OPTION
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Gotten into a major accident? Our gap coverage is here to aid in a speedy financial recovery.
Lease Buyout Options
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Love your leased car? You can now own it with an affordable, flexible loan. We're here to help.
Contact the PrimeTrust team to learn more.
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Your Story Matters
Mary M. - Member since 1999-
“This was the best experience I have ever had on a car loan. I never felt like a bother. I also never had to wait and never had to wonder about the progress of the loan. I would also like to shout out Melissa Allen for her help during the process!"
Brooke H.
“This place is amazing! They gave me a car loan that I really needed right after I got out of college. Even though I had no one to co-sign for me at such a young age, they decided to give me a chance and help me out. I'm so grateful for their graciousness and for the positive impact they had on my life!"
