Credit Cards

Visa® Balance Transfer

Store credit cards and many others have rates that creep upward and fees that add up, too. But PrimeTrust has a way to save you money quickly!

Transfer your higher-rate balances to your PrimeTrust Visa® Credit Card with no balance transfer fee.

• Fixed APR as low as 9.9%

• No balance transfer or cash advance fees

Call 765-289-2148 or download a printable application that can be completed and returned to a PrimeTrust branch.

Balance Transfer Form

As of January 2023, the APR is 12.9% on Visa^® Classic, 10.9% APR on Visa Gold, and 9.9% APR on Visa^® Platinum. APR may be subject to a credit check. Terms are subject to change without notice.

A Credit Card That Fits Your Lifestyle

Do you prefer Cash-Back or Rewards? Your Story Matters Here

Ready to Redeem Your Rewards?

PrimeTrust Visa Debit Card Rewards: 1-877-943-7937

Click to view Debit Card Rewards

PrimeTrust Platinum Visa Credit Card Rewards: 1-888-634-6318

View PrimeTrust Platinum Visa Rewards

Platinum Visa®

Credit Card

9.9% APR*

Earn Rewards Points with every purchase.

Apply for a Platinum Visa®

Gold Visa®

Credit Card

10.9% APR*

get a Cash-Back bonus on big ticket items!

Apply for a Gold Visa®

Classic Visa®

Credit Card

12.9% APR*

Free Cash Advances and Balance Transfers.

Apply for a Classic Visa®

launch Visa®

credit card

10.99% APR*

Build credit with a secured Credit card

Apply for a launch Visa®

Primetrust Visa®

Debit Card

ATM/Debit

Hassle-free access to your money.

Open an account today

PrimeTrust Visa®

Gift Cards

3 options

Gift • Travel • reloadable

PrePaid Visa Info

*APR = Annual Percentage Rate. Subject to credit approval based on several factors, including credit history.

Contact the PrimeTrust team to learn more.

Phone: 765-289-2148
Email: info@primetrustcu.com

Let us contact you

Your Story Matters Here

PrimeTrust Platinum Rewards Visa® provides a competitive interest rate of 9.9% APR and allows you to earn Rewards Bonus Points with every purchase that can be redeemed towards thousands of items – from travel to merchandise and gift cards.

It works like this: you earn one Bonus Point for each dollar you spend on purchases. The more you buy, the quicker you’ll accumulate bonus points for the stuff you want. There’s no limit to the number of Bonus Points you can accumulate and no annual fee for participating in the program.

No annual fee and low fixed 9.9% APR
Receive one Bonus Points for every $1 you spend
25-day grace period on purchases when balance is paid in full each month
Purchase protection
Free cash advances and balance transfers – with the same fixed 9.9% APR as for purchases
Convenient cash at thousands of ATMs

Click To Go Platinum?

PrimeTrust Gold Cash-Back Visa® is rich with valuable benefits. It combines the best of both worlds: a low, fixed 10.9% APR and a cash-back bonus that rewards you for your purchases.

Each purchase you make between $100.00 and $499.99 will earn you a .5% cash back bonus, while purchases over $500.00 will provide a .75% cash back return.

So whether it’s a new bike, a fill-up at the pump, or a quiet dinner for two, you can use your PrimeTrust Gold Cash-Back Visa® purchases to get more of the stuff you want.

No annual fee and low fixed 10.9% APR
Receive a cash back bonus of between .5% and .75% for each purchase you make of $100.00 or more
25-day grace period on purchases when balance is paid in full each month
Purchase protection
Free cash advances and balance transfers – with the same fixed 10.9% APR as for purchases
Convenient cash at thousands of ATMs

Get a gold card now

Start saving today by locking in a low, fixed 12.9% APR and no annual fees with the PrimeTrust Classic Visa® Card.

When you transfer the balances from your higher rate credit cards to a low, fixed PrimeTrust Visa® Card, you’ll receive an intro 7.9% APR for six months from the posting date of the transfer.

Classic Visa® Card Benefits

No annual fee and low fixed 12.9% APR
25-day grace period on purchases when balance is paid in full each month
Purchase protection
Free cash advances and balance transfers – with the same fixed 12.9% APR as for purchases
Convenient cash at thousands of ATMs

Let's Go Classic

Launch is the credit card that helps you grow your credit – while paying less for the purchases you make today. With Launch, you get a great, low fixed rate and no annual fees. Plus earn valuable rewards just for using your card that can be used to redeem everything from gift cards to concert tickets.

Launch Card Benefits:

A PRIMETRUST VISA® DEBIT CARD PROVIDES HASSLE-FREE ACCESS TO YOUR MONEY AND A FASTER, EASIER WAY TO MAKE PURCHASES. IT’S A CARD THE WORKS LIKE A CHECK - ONLY BETTER.

Your PrimeTrust Visa^® Debit even doubles as an ATM card, so you can use it at any ATM to conveniently withdraw cash or transfer funds from your checking or savings account.

EARN REWARDS: If you have a PrimeTrust Visa^® Debit Card, you are currently earning 1 point for every $5.00 you spend on your eligible net purchases on your debit card!

Select any item in the program brochure or from the hundreds more available in the online catalog(Opens in a new Window) and compare your available points (Opens in a new Winwith the item you want. Downloadable rewards can be received instantly. If you have any questions, you can call the Service Center at 1-877-943-RWDS (1-877-943-7937), 24 hours a day, 7 days a week. A Redemption Specialist will be happy to assist you.(Opens in a new Window)