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Business Loans

Your Business Goals. Our Financial Tools.

primetrust, albany hardware, business, partnership, member, credit union
 
You deserve a lender with the right tools to provide capital to your business venture. But you also need a partner that's there for you when all you want are simple, easy-to-understand answers.

When you start a commercial lending relationship with PrimeTrust Federal Credit Union, that's exactly what you'll get.
 
Whether you're well established or a small business start-up, our experienced team of lending professionals can help you select the right financing options to meet the unique goals of your business.
 
 
 
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Micro-Loans

A Program for Start-Ups and New Business Dreams

Overview of the PrimeTrust Microloan program
The primary goals of the Micro-Loan program are:

· Providing access to affordable capital for business improvements, expansion, technology, equipment, start-up costs, and other needs to retain and grow sole proprietorships and small businesses with five or less employees in our community.

· Helping small business owners build credit scores to create further bankability in the future.

· Assisting small business owners in connecting to resources and referrals through mentorship provided by Innovation Connector.

Here for you. Any business. Any size.

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Let us contact you

or Schedule a Meeting with the PrimeTrust Commercial Services team to learn more.

  Click Here to Schedule a Appointment

Phone: 765-289-2148
Email: info@primetrustcu.com 

Lorraine Tomlin, headshot, Vp of business lending, contact us

Lorraine Tomlin

Executive VP of Commercial Services
 

Luis Rivera, business relationship manager, business, contact us

Luis rivera

Business Relationship Manager
 

Carlas Bogue, business relationship manager, business, contact us

Carlas bogue

Business Relationship Manager
 

Start-up operations
Man with ponytail working at an iMac
You have the vision. Now you just the capital to make your dream a reality. At PrimeTrust we are committed to showcasing your story.

grow your business
Owners of the Guardian Brewing Company and the Heorot
We support small-businesses because the spirit of entrepreneurship and community are in our DNA. Write your next chapter with us.

Continue your success
Front building facade of Accutech Systems in downtown Muncie
The sky's the limit for your operation! With the right idea and plan you're on your way to becoming the envy of Muncie - we want to help. 

Commercial real estate 
Commercial building with gate
Eliminate barriers to launching your dream with competitive rates and flexible terms. Your passion has no limits.



Business line of credit
Photo of two people excited in front of a computer
Suitable for any business, any size. Increase your flexibility with interest-only payments. We are here to scale with you.

Term Loans
Loan agreement paper work
Growing? Don't be halted in your tracks. Receive capital for your business expansion needs as you go.



Business banno:
positive pay
digital banking, for business, primetrust
Positive Pay is a powerful fraud detection tool that reduces fraud risk, increases security by providing greater control over check payments, and simplifies the reconciliation process.

Business banno:
User Management
digital banking, for business, primetrust
User Management allows businesses to control who accesses their online banking platform and define specific user permissions, safeguarding financial data and enhancing operational efficiency. 

Business banno:
ACH Transfer
digital banking, for business, primetrust
Elevate your business operations with ACH transfers, a key feature of Banno Business that allows you to send and receive funds faster, reduce costs, and increase efficiency through automated payments. 

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Johnnie F.. - Member since 2025-
 
Luis always took the time to answer any questions I had (and there were many) and explain answers to the various follow-up questions I had.  If he didn’t know the answer, he wasn’t afraid to tell me he didn’t; the few times that did happen, Luis was quick to circle back to me after a diligent search for the answers to my questions.
 
Luis is sharp, hardworking, and, as far as I can tell, a valuable asset to PrimeTrust.  In short, it was a pleasure working with Luis.  You can be sure I will be in contact with him in the future for subsequent deals.