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- Kids Club(ages 0-12)
- Startright account(ages 13-16)
- milestone account (ages 16-18)
PrimeTrust Presents: Kids Club!
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Your child is invited to open a Kids Club Account at PrimeTrust. We are teaming up with the parents and guardians to help teach children the money management concepts of Save, Share, Spend and Earn.
When a child opens an account, he or she will receive a free goodie bag with a coloring book and other fun surprises. Start saving with the Kids Club today! (The child must be present in order to receive the goodie bag.)
PrimeTrust believes that teaching concepts of smart money management and saving at an early age will help children to grow into financially responsible adults. Join us in helping the child in your life learn to make smart financial decisions.
Introducing Our New Kids Club Mascot - Petey the Poodle!
Get ready to meet the newest member of our Kids Club family, Petey the Poodle! He's super fluffy, loves to play, and has a whole bunch of awesome tricks up his sleeve. You'll see Petey at all our upcoming events, ready to give high-fives and make new friends. We're so excited for you to meet him!
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Join the Fun! Kids will receive:
- Special Kids Club Account membership card
- Goodie bag filled with coloring pages and other fun items at account opening
- Invitations to special events
- Special gift each month with $10.00 deposit to help encourage kids to save
Open a Kids Club Account
Kids Club Accounts are for children ages 13 years and younger.
Children must have an original social security card and original birth certificate to open an account. A qualified member (see "Become a Member" for more details) must be on the account with the child. To open a Cub Account, simply use the EzApp(Opens in a new Window). It's fast, easy-to-use, and available anytime, from any connected device. You can also stop by our Bethel, Madison , or Broadway branch to open an account.
The Importance of Community
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Navigating friendships and social circles is a huge part of growing up. Teaching your child the value of sharing and caring for others can help them build strong, lasting friendships. Our Kids Club account supports these lessons by providing a safe and educational way for them to manage their money, which can even include saving up to share a treat with a friend!
Building a Foundation for the Future
Every parent wants to see their child succeed. By opening a Kids Club account, you’re helping your child build a strong foundation for their financial future. They’ll learn the importance of saving for their goals, watching their money grow, and developing smart habits that will benefit them for a lifetime.
Empowering Them to Earn
As a parent, you know the value of hard work. Our Kids Club account is the perfect tool to help you teach your child about earning money. Whether it's through an allowance or by completing special chores, they’ll feel a sense of pride and accomplishment as they see their savings grow.
Guiding Their Spending Habits
It’s exciting for kids to get something new, but it's important for them to learn the difference between what they want and what they need. Our Kids Club account can help you guide them on their journey to becoming a smart spender. You can work with them to set spending goals and show them how to make thoughtful purchasing decisions. It’s a valuable lesson that will help them be more responsible with their money in the future.
Celebrating Their Special Day
A birthday is a big deal for a child, and it’s a great opportunity to teach them about saving and responsibility. Our Kids Club account is a fun way to get them excited about their finances while they celebrate their special day with a gift from us. It’s a win-win!
For Parents: StartRight Account
The teenage years are the ideal time for your child to learn the basics of money management, long before the high stakes of college and independence arrive. The PrimeTrust StartRight Account is the supervised, hands-on, and secure way for your 13-to-16-year-old to make the shift from allowance to genuine financial responsibility.
This account lets your teen practice with real money in a safe, controlled environment, with you in the driver's seat.
The Safe Zone: Learning with Supervision
We know you want your teen to have freedom, but not without guidance. The StartRight Account is designed for exactly this balance.
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Joint Ownership: The account is set up with you as the primary owner and your child as a joint owner. This means you have full access and oversight of all transactions.
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Essential Banking Tools: Your teen gets a PrimeTrust Visa® Debit Card to handle their first paychecks, allowance, or gift money. They learn how to use a card responsibly for online and in-store purchases.
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No Monthly Service Fees: We keep it simple and affordable. Your teen won't lose their hard-earned money to unnecessary fees.
Building Smart Habits from Day One
The habits your teen learns now will stick with them for life. The StartRight Account encourages two critical skills: budgeting and saving.
Money-Tracking Mastery
Every teen lives on their phone, so we put their finances there too.
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Mobile App Access: They can download the PrimeTrust Mobile App to track their balance and transactions in real-time. There are no more excuses for "I don't know where my money went."
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Text/Email Alerts: You can set up custom alerts for things like low balance warnings or large purchases, keeping you informed without hovering.
Goal-Based Saving
Whether it's for a gaming system, a concert ticket, or their first car, saving for a big purchase is a powerful lesson.
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Savings Integration: The account links directly to a youth savings component that earns competitive dividends. Their money grows while they learn.
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The "Save First" Rule: Encourage them to set up a small, automatic transfer from their checking to their savings every time money comes in. This simple step makes saving a non-negotiable habit.
Your Financial Partner
As a not-for-profit credit union, PrimeTrust is focused on providing value and education to our members.
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Financial Literacy Focus: We provide access to resources and tools designed specifically for young members, helping them understand concepts like credit, interest, and responsible spending.
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Easy Next Steps: Once your teen turns 17, the StartRight Account smoothly transitions into the Milestone Account (ages 16-18), offering more features and preparing them for college-level finances.
Give your teen the hands-on practice they need to succeed later. Enroll them in a PrimeTrust StartRight Account today.
For Parents: Your Child's Next Chapter Starts Here.
Your 16-to-18-year-old is on the edge of major independence. College, a full-time job, living on their own—it's all coming fast. They need more than just a piggy bank; they need a financial foundation they can build on.
The PrimeTrust Milestone Account is the safe, supported, and smart way to transition your teen from relying on you to being financially responsible. It provides the essential banking tools they need, plus the financial literacy support they won't get anywhere else.
Why the Milestone Account is Perfect for This Age
We designed this account to balance their new independence with the security you expect.
Financial Training Wheels
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No Risk, All Reward: This account starts your teen with a reliable checking account that has no monthly service fees and a PrimeTrust Visa® Debit Card. They learn how to budget and spend responsibly without the fear of high fees or complexity.
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Built-in Safety: For those small mistakes that happen when learning, we offer Overdraft Grace (conditions apply). This small buffer can help avoid major penalties, giving them room to learn without the huge financial consequence.
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Digital Control: Our Mobile Banking App allows them to easily track their own transactions, deposit checks remotely, and learn to manage their money on the go.
Saving for the Future, Today
Whether it's tuition, a car, or a down payment on their first apartment, they need to save with purpose.
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Goal-Oriented Saving: The account includes High-Yield Savings Pods. Your teen can create separate digital savings accounts for specific goals (e.g., "College Books," "Summer Trip").
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Money That Works: Their savings will earn competitive dividends, teaching them the value of compounding interest right from the start.
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Automated Habits: They can set up Auto-Save to automatically move money into their savings pods after every paycheck, turning saving into a consistent habit.
Building Essential Credit
Once they turn 18, their credit score will matter for everything from renting an apartment to financing a car. The Milestone Account prepares them for this critical step.
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Free Financial Mentorship: Every member gets access to free one-on-one financial counseling with GreenPath™. They can get unbiased advice on budgeting, debt management, and building a healthy credit score.
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Secured Credit Option: Once they're 18, they may be eligible for a Launch Visa® Secured Credit Card. This is a safe way for them to establish a credit history without the risk of an unsecured card.
Your Peace of Mind
At PrimeTrust, we're a not-for-profit credit union, meaning our focus is on our members, not shareholders.
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Local Support: As a member-owned cooperative, we provide personal attention and support right here in the community.
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Safe & Insured: Their money is Federally Insured by the NCUA, giving you the same peace of mind as the FDIC.
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Protection Built-In: The account includes Cell Phone Protection and robust digital security to protect their funds and device while they're away.
Ready to give your teen a financial advantage for their next chapter?
PrimeTrust Presents: Kids Club!
Your child is invited to open a Kids Club Account at PrimeTrust. We are teaming up with the parents and guardians to help teach children the money management concepts of Save, Share, Spend and Earn.
When a child opens an account, he or she will receive a free goodie bag with a coloring book and other fun surprises. Start saving with the Kids Club today! (The child must be present in order to receive the goodie bag.)
PrimeTrust believes that teaching concepts of smart money management and saving at an early age will help children to grow into financially responsible adults. Join us in helping the child in your life learn to make smart financial decisions.
Introducing Our New Kids Club Mascot - Petey the Poodle!
Get ready to meet the newest member of our Kids Club family, Petey the Poodle! He's super fluffy, loves to play, and has a whole bunch of awesome tricks up his sleeve. You'll see Petey at all our upcoming events, ready to give high-fives and make new friends. We're so excited for you to meet him!
Join the Fun! Kids will receive:
- Special Kids Club Account membership card
- Goodie bag filled with coloring pages and other fun items at account opening
- Invitations to special events
- Special gift each month with $10.00 deposit to help encourage kids to save
Open a Kids Club Account
Kids Club Accounts are for children ages 13 years and younger.
Children must have an original social security card and original birth certificate to open an account. A qualified member (see "Become a Member" for more details) must be on the account with the child. To open a Cub Account, simply use the EzApp(Opens in a new Window). It's fast, easy-to-use, and available anytime, from any connected device. You can also stop by our Bethel, Madison , or Broadway branch to open an account.
Financial Wellness: Learn and Grow
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PrimeTrust believes in empowering families to build a strong financial future for their children.
We offer resources designed to help parents and guardians teach their kids about money, from the basics of saving and spending to the importance of investing.
Explore our youth materials to make learning about finance fun and engaging for the whole family.
FREE Financial Wellness Lessons
In partnership with Banzai, we are able to provide FREE interactive lessons that teach students about personal finance through engaging simulations and real-world scenarios.
Lessons cover key concepts like budgeting, saving, spending, earning, and investing, helping students develop essential financial literacy skills.
Free Financial Counseling
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No matter your age or stage in life, your financial freedom and success is our top priority.
PrimeTrust members are eligible to receive FREE, professional financial counseling through the GreenPath program.
