For Parents: StartRight Account 

The teenage years are the ideal time for your child to learn the basics of money management, long before the high stakes of college and independence arrive. The PrimeTrust StartRight Account is the supervised, hands-on, and secure way for your 11-to-17-year-old to make the shift from allowance to genuine financial responsibility.

This account lets your teen practice with real money in a safe, controlled environment, with you in the driver's seat.

Apply Today

The Safe Zone: Learning with Supervision

We know you want your teen to have freedom, but not without guidance. The StartRight Account is designed for exactly this balance.

• Joint Ownership: The account is set up with you as the primary owner and your child as a joint owner. This means you have full access and oversight of all transactions.

• Essential Banking Tools: Your teen gets a PrimeTrust Visa® Debit Card to handle their first paychecks, allowance, or gift money. They learn how to use a card responsibly for online and in-store purchases.

• No Monthly Service Fees: We keep it simple and affordable. Your teen won't lose their hard-earned money to unnecessary fees.

Building Smart Habits from Day One

The habits your teen learns now will stick with them for life. The StartRight Account encourages two critical skills: budgeting and saving.

Money-Tracking Mastery

Every teen lives on their phone, so we put their finances there too.

• Mobile App Access: They can download the PrimeTrust Mobile App to track their balance and transactions in real-time. There are no more excuses for "I don't know where my money went."

• Text/Email Alerts: You can set up custom alerts for things like low balance warnings or large purchases, keeping you informed without hovering.

Goal-Based Saving

Whether it's for a gaming system, a concert ticket, or their first car, saving for a big purchase is a powerful lesson.

• Savings Integration: The account links directly to a youth savings component that earns competitive dividends. Their money grows while they learn.

• The "Save First" Rule: Encourage them to set up a small, automatic transfer from their checking to their savings every time money comes in. This simple step makes saving a non-negotiable habit.

Your Financial Partner

As a not-for-profit credit union, PrimeTrust is focused on providing value and education to our members.

• Financial Literacy Focus: We provide access to resources and tools designed specifically for young members, helping them understand concepts like credit, interest, and responsible spending.

• Easy Next Steps: Once your teen turns 17, the StartRight Account smoothly transitions into the Milestone Account (ages 16-18), offering more features and preparing them for college-level finances.

Give your teen the hands-on practice they need to succeed later. Enroll them in a PrimeTrust StartRight Club today.

 

 William H. Yohler Memorial Scholarship

The growth and success of PrimeTrust can be attributed to the many dedicated volunteers who have served over the years. PrimeTrust’s longest-serving volunteer was William (Bill) H. Yohler.

Bill became a volunteer in 1944 and served for 57 years. In addition to Bill’s dedication to the Credit Union, he was also active in the community as a civic and social volunteer.

After Bill’s death in September 2001, PrimeTrust established a scholarship in his name. The goal of the scholarship is to recognize a student who shows Bill’s dedication and concern for others through their own volunteer efforts.

 

Apply for the Scholarship

 

Your Next Chapter Starts Here. 

You're finally out there, whether that means crushing college, launching a career, or getting your own place. This is the good part, but real independence comes with real responsibility—especially when it comes to your money.

The PrimeTrust Milestone Account is the solid financial foundation you need right now. It gives you the essential banking tools, zero hidden fees, and the financial smarts to actually build something.

Apply Today

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Why the Milestone Account is Your Best Bet

Your Money, Your Control

We keep it simple so you can focus on everything else you have going on.

• No Hidden Costs: You get a reliable checking account with absolutely no monthly service fees and a PrimeTrust Visa® Debit Card. Learn to budget and spend without getting crushed by high fees.

• Built-in Safety Net: Mistakes happen. That's why we offer Overdraft Grace (conditions apply). This small buffer can save you from major penalties, giving you room to learn without the huge financial headache.

• Always On Your Phone: Our Mobile Banking App is your financial cockpit. Easily track transactions, deposit checks remotely, and manage your money on the go—because who has time to sit in a lobby?

Build the Credit You Need

Once you're 18, your credit score starts to matter for everything—from renting an apartment to getting a decent interest rate on a car loan. The Milestone Account prepares you for this critical step.

• Free Financial Mentorship: Every member gets access to free, one-on-one financial counseling with GreenPath™. Get unbiased advice on crushing your budget, managing debt, and building a healthy credit score.

• Start Building Credit Safely: You may be eligible for a Launch Visa® Secured Credit Card. This is the safest way to establish a credit history without the risk and complexity of a regular unsecured card. It's the perfect financial "training wheels."

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Why PrimeTrust? We've Got Your Back.

We’re a not-for-profit credit union, which means we focus on our members (that’s you), not shareholders.

• Local & Personal: We're a member-owned cooperative, providing personal attention right here in the community.

• Safe & Sound: Your money is Federally Insured by the NCUA, so you get the same peace of mind as the FDIC.

• Protection Built-In: The account includes Cell Phone Protection and robust digital security to protect your funds and your device.

Apply Today

 

 

 

 William H. Yohler Memorial Scholarship

The growth and success of PrimeTrust can be attributed to the many dedicated volunteers who have served over the years. PrimeTrust’s longest-serving volunteer was William (Bill) H. Yohler.

Bill became a volunteer in 1944 and served for 57 years. In addition to Bill’s dedication to the Credit Union, he was also active in the community as a civic and social volunteer.

After Bill’s death in September 2001, PrimeTrust established a scholarship in his name. The goal of the scholarship is to recognize a student who shows Bill’s dedication and concern for others through their own volunteer efforts.

 

Apply for the Scholarship

 

PrimeTrust Presents: Kids Club!

Your child is invited to open a  Kids Club Account at PrimeTrust.  We are teaming up with the parents and guardians to help teach children the money management concepts of Save, Share, Spend and Earn.

When a child opens an account, he or she will receive a free goodie bag with a coloring book and other fun surprises. Start saving with the Kids Club today! (The child must be present in order to receive the goodie bag.)

 PrimeTrust believes that teaching concepts of smart money management and saving at an early age will help children to grow into financially responsible adults. Join us in helping the child in your life learn to make smart financial decisions.

 

Apply Today

Introducing Our New Kids Club Mascot - Petey the Poodle!

Get ready to meet the newest member of our Kids Club family, Petey the Poodle! He's super fluffy, loves to play, and has a whole bunch of awesome tricks up his sleeve. You'll see Petey at all our upcoming events, ready to give high-fives and make new friends. We're so excited for you to meet him!

 

Join the Fun! Kids will receive:

• Special Kids Club Account membership card
  
• Goodie bag filled with coloring pages and other fun items at account opening 
  
• Invitations to special events
  
• Special gift each month with $10.00 deposit to help encourage kids to save

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Open a Kids Club Account

Kids Club Accounts are for children ages 10 years and younger.

Children must have an original social security card and original birth certificate to open an account. A qualified member (see "Become a Member" for more details) must be on the account with the child. To open a Cub Account, simply use the EzApp(Opens in a new Window). It's fast, easy-to-use, and available anytime, from any connected device.  You can also stop by our Bethel, Madison , or Broadway branch to open an account.