PrimeTrust Visa® Platinum Credit Card
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Low Rate. Real Rewards. Zero Hidden Fees.
Get a non-variable 9.9% APR* and earn 1 Bonus Point for every $1 spent—all with $0 annual fee. Whether you're making daily purchases, planning a getaway, or consolidating higher-interest debt, the PrimeTrust Visa Platinum gives you maximum buying power with predictable savings.
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Built for Everyday Value
Unlike big bank cards with volatile variable rates and hidden fees, our Visa Platinum keeps your finances simple, predictable, and rewarding.
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9.9% Non-Variable APR*
Lock in a consistent rate that doesn't fluctuate with market interest rate changes. -
Unlimited 1x Rewards Points
Earn 1 Bonus Point for every $1 spent on purchases. No caps, no expiration dates, and no rewards program fees. -
$0 Annual & Transfer Fees
Pay $0 annually to hold the card and $0 in transfer fees when moving high-interest balances. -
25-Day Grace Period
Avoid interest on new purchases when you pay your monthly balance in full.
Turn Everyday Purchases into Rewards You'll Love
Every swipe moves you closer to your next getaway, gift card, or special purchase. From gas and groceries to online shopping, your rewards build automatically.
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Thousands of Options: Redeem points for brand-name merchandise, travel bookings, popular gift cards, and more.
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No Earning Limits: Accumulate as many Bonus Points as you want—there is no cap on how much you can earn.
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Free to Participate: Earn points automatically without paying an annual rewards program fee.
Break Free from High-Interest Credit Card Debt
Carrying a balance on a card with a 20%+ interest rate? Move it to PrimeTrust and start keeping more of your money every month.
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$0 Balance Transfer Fee: Transfer high-interest balances with zero upfront transfer fees and keep our low 9.9% non-variable APR.
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$0 Cash Advance Fee: Access cash at thousands of ATMs nationwide at the same low 9.9% non-variable rate.
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Built-in Visa Protection: Shop with confidence thanks to Visa's security features and purchase protection.
Frequently Asked Questions
How do I earn and redeem my Bonus Points?
You automatically earn 1 Bonus Point for every $1 spent on purchases. Your points accumulate in your online banking account, where you can browse and redeem them anytime for gift cards, merchandise, travel, and more.
Is 9.9% APR really non-variable?
Yes. Unlike variable-rate cards that fluctuate with national Prime Rates, your 9.9% APR remains stable for purchases, balance transfers, and cash advances.
Are there fees for balance transfers or cash advances?
No. PrimeTrust charges $0 in balance transfer fees and $0 in cash advance fees, allowing you to transfer high-interest debt or access cash without paying penalty fees.
How does the 25-day grace period work?
If you pay your balance in full by the due date each month, you won't be charged interest on new purchases made during that billing cycle.
Ready for a Credit Card That Works for You?
Enjoy low rates, great rewards, and zero hidden fees. Applying online takes just a few minutes.
Apply for Your Visa Platinum Today
*APR = Annual Percentage Rate. Subject to credit approval. Terms and conditions apply.