PrimeTrust Visa® Launch Credit Card
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Build Your Credit. Earn Rewards
A low 10.99% non-variable APR, $0 annual fee, and built-in rewards—giving you the perfect foundation to build a strong financial future while earning on everyday buys.
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Credit-Building Power for Your Financial Future
Whether you are establishing credit for the first time, building financial independence, or simply looking for a straightforward card that rewards everyday spending, your credit card should help you move forward—not weigh you down with high interest and hidden fees.
The PrimeTrust Visa® Launch Credit Card combines the reliability of a low, non-variable 10.99% APR with valuable rewards points and credit-building tools designed to set you up for long-term success.
Why Cardholders Choose Launch:
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10.99% Non-Variable APR: Enjoy a low, locked-in rate for everyday purchases, balance transfers, and cash advances that won't surprise you with unpredictable hikes.
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$0 Annual Fee: Pay only for the purchases you make—keep 100% of your money working for your goals.
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Earn Reward Points: Earn points on every purchase redeemable for gift cards, merchandise, concert tickets, travel, and more.
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1,000 Bonus Points Offer: Get 1,000 bonus reward points FREE when you spend $500 during your first 90 days as a cardholder.
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Credit Growth & Security: Build a strong credit history and grow your credit limit over time with responsible payment habits, backed by 24/7 fraud monitoring and zero-liability protection.
Grow with Launch
Most starter credit cards charge sky-high variable rates or stack up annual maintenance fees without offering real benefits. The PrimeTrust Visa® Launch Card is structured differently—giving you low interest, active rewards, and $0 annual fee so you can build credit with total confidence.
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Frequently Asked Questions
Is the 10.99% APR really non-variable?
Yes! Unlike variable-rate credit cards that fluctuate with national Prime Rates, your 10.99% APR is locked in and never increases for purchases, balance transfers, or cash advances—giving you total payment stability.
Do I need an established credit score to apply?
No credit history needed! If you don't have a credit score yet, no problem—all you need to qualify for a Launch card is proof of employment.
How do rewards points and the bonus offer work?
You earn rewards points on every purchase, which you can redeem for thousands of items, gift cards, travel, and merchandise. Plus, you’ll automatically receive 1,000 bonus reward points FREE when you spend $500 during your first 90 days as a cardholder.
Are there annual fees on this card?
No. The PrimeTrust Launch Card has a $0 annual fee, meaning 100% of your money goes toward the purchases you make rather than routine maintenance costs.
How does this card help build my credit history?
By making on-time payments and practicing responsible spending habits, you establish a solid credit history that can help you raise your score and grow your credit limit over time.
How is my card protected against fraud?
Your card comes with 24/7 active card monitoring and zero-liability protection, ensuring you are never held responsible for unauthorized transactions.
Can I manage my account online?
Yes. You can securely view real-time transactions, track balances, set up payment alerts, and make payments online anytime through PrimeTrust’s online banking portal.
Ready for a Credit Card That Works for You?
Enjoy low rates, great rewards, and zero hidden fees. Applying online takes just a few minutes.
Apply for Your Visa launch card Today
*APR = Annual Percentage Rate. Subject to credit approval. Terms and conditions apply.