

PrimeTrust Visa® Classic Credit Card
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Honest Value. Simple Terms
A low 14.9% non-variable APR, $0 annual fee, and nationwide acceptance—giving you straightforward buying power and predictable monthly savings.
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A Card Built for Everyday Life
Whether you are managing daily household expenses, consolidating higher-interest balances, or simply building a reliable safety net, your credit card should give you total peace of mind—not cost you in high interest and hidden fees.
The PrimeTrust Classic Visa® Credit Card combines the predictable reliability of a low, non-variable 14.9% APR with straightforward terms that keep your monthly budget under control
- 14.9% Non-Variable APR: Say goodbye to unpredictable rate hikes. Enjoy a locked-in rate for everyday purchases, balance transfers, and cash advances.
- $0 Annual Fee: Keep 100% of your hard-earned money in your pocket where it belongs.
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25-Day Grace Period: Zero interest on new purchases when you pay your balance in full each month
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Everyday Protection & Access: Rest easy with worldwide Visa acceptance, built-in purchase security, and dedicated local credit union support.
Everyday Credit Should Be Simple
Most credit cards charge sky-high variable rates or hide maintenance fees behind confusing reward schemes. The PrimeTrust Classic Visa® is structured differently—helping you cover life’s everyday expenses while keeping interest charges low and completely transparent.
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Frequently Asked Questions
Is 9.9% APR really non-variable?
Yes. Unlike variable-rate cards that fluctuate with national Prime Rates, your 14.9% APR remains stable for purchases, balance transfers, and cash advances.
Are there fees for balance transfers or cash advances?
No. PrimeTrust charges $0 in balance transfer fees and $0 in cash advance fees, allowing you to transfer high-interest debt or access cash without paying penalty fees.
How does the 25-day grace period work?
If you pay your balance in full by the due date each month, you won't be charged interest on new purchases made during that billing cycle.
Ready for a Credit Card That Works for You?
Enjoy low rates, great rewards, and zero hidden fees. Applying online takes just a few minutes.
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*APR = Annual Percentage Rate. Subject to credit approval. Terms and conditions apply.