ACH for business is your all-in-one solution for managing company finances. Our streamlined platform allows you to create, edit, and send ACH transfers, giving you complete control over your money movement. With specialized permissions and a transparent activity history, you can manage your team's access with precision and confidence.

Create and Initiate Payments with Ease

Say goodbye to complex processes. Our platform lets you create and edit batch ACH transfers directly within the Banno app.

• Whether it's a standard transfer, a prenote, or a tax payment, you can manage everything from a single, intuitive interface. You can even import NACHA files to quickly create batches from your existing accounting software.

• Once a batch is ready, you can review its details and initiate it with a simple click, making your workflow more efficient than ever.

Complete Activity Tracking

Keep tabs on all business activity with our detailed financial record.

Gain a complete view of every single action taken by any user, giving you a transparent record of all activity.

Easily track and monitor all key business actions, including money movement, entitlement modifications, and user profile changes.

Use advanced filters to sort activity by a specific time frame, a business user's name, or the type of event for a truly customized view.

Export a detailed history report to a .csv file, which you can then save for your external records and compliance audits.

View & Track All ACH Activity

Transparency is key to good financial management. With our platform, every action taken is recorded and visible.

• View a complete history of all ACH batches and every detail that was entered.

• Track the status of batches to see if they are active (Ready, Initiated) or in history (Processed).

• Search for specific batches to find the information you need quickly.

• Filter all activity for a clear, transparent record of your business's financial activity.

Managing your company’s finances just got easier. With Banno Business, you have the power to control who has access to your accounts, what they can do, and see every action they take. Our platform is designed to give you peace of mind and complete control over your business's financial operations.

Effortless User Management

You know that different employees need different levels of access. With Banno Business's User Management, you can give your team exactly what they need—and nothing more. 

• As an admin, you can easily add new users, edit their details, and assign roles to fit their responsibilities. 

• You have the power to manage permissions for a specific employee, allow access to certain accounts, and control their abilities on an account-by-account basis. It’s all about giving you the control to keep your business secure.

Complete Activity Tracking

Keep tabs on all business activity with our detailed financial record.

Gain a complete view of every single action taken by any user, giving you a transparent record of all activity.

Easily track and monitor all key business actions, including money movement, entitlement modifications, and user profile changes.

Use advanced filters to sort activity by a specific time frame, a business user's name, or the type of event for a truly customized view.

Export a detailed history report to a .csv file, which you can then save for your external records and compliance audits.

Permissions & Entitlements

Get granular control over your team's financial access.

• Fine-tune each employee’s abilities to match their exact role and responsibilities. 

• Control which financial tools your team can use, including entitlements like ACH, transfers, and wires.

• Customize permissions down to a specific account, so each person has the right level of access. 

• Authorize specific activities to ensure users can only move funds or view information for the accounts you’ve expressly allowed.

• Matching transactions are processed seamlessly, ensuring your legitimate payments go through without a hitch.

• Discrepancies are immediately flagged for your review. You get a clear alert, giving you the control to approve or reject the transaction before any money leaves your account.

Positive Pay provides a critical layer of security, giving you peace of mind and protecting your hard-earned business capital from unauthorized activity.

Positive Pay for ACH (Wire Transfer)

Safeguard your accounts from unauthorized electronic transactions.

• Pre-authorize payments. Create a list of trusted companies that are approved to debit or credit your account.

• Get alerted. We'll notify you of any unauthorized transactions, which you can approve or return with a single click.

• Stop fraud before it starts. Detect and block fraudulent activity, saving you time and money on costly reconciliations.

• Customize your security. Set up specific notification criteria based on transaction type, dollar amount, and originator ID.

Positive Pay for Checks

Prevent check fraud by matching issued checks against what's presented for payment.

• Upload check details. Simply upload a file with the issue date, check number, and dollar amount for every check you write.

• Review exceptions. Our system will flag any inconsistencies, and you can choose to pay or return the item online.

• Protect your accounts. Block non-authorized checks from clearing your account.

• Avoid costly closures. Eliminate the hassle of closing and reopening an account in the event of unauthorized checks.