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Your Paycheck, Ahead of Schedule.
Why wait two weeks for the money you’ve already earned? With PayPlus, you can fast-forward to payday and access your wages instantly—right inside your mobile banking app.
Why Members Love PayPlus:
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Ditch the Costly Alternatives: Avoid predatory payday lenders, high-interest credit card debt, and expensive overdraft fees. PayPlus gives you transparent, instant relief on your terms.
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100% In-App Convenience: There is no need to download a separate third-party fintech app, manage a different account, or worry about clunky data syncing. PayPlus is fully embedded into your secure credit union mobile app.
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Works with Your Current Job: Unlike employer-based programs that require your boss to sign up first, PayPlus features nationwide coverage that securely links with over 1,600 payroll providers. If you have direct deposit with us, you can find your employer and get started immediately.
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Real-Time Tracking: Track your daily earnings, view your available balance, and manage your advances effortlessly in real time.
How It Works
Enroll in PayPlus
Available to all PrimeTrust members with an active checking account
Tap into PayPlus directly inside your PrimeTrust mobile banking app. No separate download or third-party sign-up required.
Enrollment takes just a few minutes from the comfort of your phone.
Connect Your Payroll
Works with 1,600+ payroll and time-and-attendance systems nationwide
Securely link your employer's payroll account so PayPlus can verify your earned wages in real time. No employer sign-up or
partnership is required — if you get a paycheck, it works.
partnership is required — if you get a paycheck, it works.
Set Up Direct Deposit
If you don’t have Direct Deposit already set up, we make it easy for you
Switch or confirm your direct deposit to your PrimeTrust checking account with a single tap. Direct deposit ensures
automatic repayment and unlocks your full PayPlus benefit.
View Your Earned Balance
Your balance updates in real time as you work
See exactly how much you've earned so far this pay period. Your available advance amount is calculated live against verified
payroll data — no guesswork, no surprises.
Request an Advance
Choose standard or instant delivery based on your needs
Request an advance in a few taps. Funds are deposited directly into your existing PrimeTrust checking account. You choose how much and when — on your schedule.
Automatic Repayment
Completely hands-off — no action needed on your part
When your paycheck direct deposit arrives, your advance and flat fee are automatically collected. No manual payments, no
reminders, no late fees. It just works.
Get Paid on Your Schedule
Nearly 7 in 10 Americans live paycheck to paycheck, and an unexpected expense can happen to anyone at any time. Whether it's an emergency car repair, a sudden medical bill, or just covering the groceries before Friday, PayPlus bridges the gap.
PayPlus isn't a loan. It's a financial wellness tool that gives you on-demand access to the wages you have already worked hard to accumulate.
Contact the PrimeTrust team to learn more.
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