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Your Paycheck, Ahead of Schedule.
Why wait two weeks for the money you’ve already earned? With PayPlus, you can fast-forward to payday and access your earned wages directly inside your PrimeTrust mobile banking app
Why Members Love PayPlus:
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100% In-App Convenience: Fully embedded into your secure credit union mobile app—no need to download a separate third-party app or manage external accounts
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Works with Your Current Job: Securely links with over 1,600 payroll providers nationwide. No employer sign-up or partnership required
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Real-Time Tracking: Track daily earnings, view your available earned balance, and manage advances effortlessly
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Financial Peace of Mind: Get a hand when needed and avoid high-interest debt, overdraft fees, or predatory lenders
How It Works
Enroll in PayPlus
Available to all PrimeTrust members with an active checking account
Tap into PayPlus directly inside your PrimeTrust mobile banking app. No separate download or third-party sign-up required.
Enrollment takes just a few minutes from the comfort of your phone.
Connect Your Payroll
Works with 1,600+ payroll and time-and-attendance systems nationwide
Securely link your employer's payroll account so PayPlus can verify your earned wages in real time. No employer sign-up or
partnership is required — if you get a paycheck, it works.
partnership is required — if you get a paycheck, it works.
Set Up Direct Deposit
If you don’t have Direct Deposit already set up, we make it easy for you
Switch or confirm your direct deposit to your PrimeTrust checking account with a single tap. Direct deposit ensures
automatic repayment and unlocks your full PayPlus benefit.
View Your Earned Balance
Your balance updates in real time as you work
See exactly how much you've earned so far this pay period. Your available advance amount is calculated live against verified
payroll data — no guesswork, no surprises.
Request an Advance
Choose standard or instant delivery based on your needs
Request an advance in a few taps. Funds are deposited directly into your existing PrimeTrust checking account. You choose how much and when — on your schedule.
Automatic Repayment
Completely hands-off — no action needed on your part
When your paycheck direct deposit arrives, your advance and flat fee are automatically collected. No manual payments, no
reminders, no late fees. It just works.
Get Paid on Your Schedule
Nearly 7 in 10 Americans live paycheck to paycheck, and an unexpected expense can happen to anyone at any time. Whether it's an emergency car repair, a sudden medical bill, or just covering the groceries before Friday, PayPlus bridges the gap.
PayPlus isn't a loan. It's a financial wellness tool that gives you on-demand access to the wages you have already worked hard to accumulate.
How do I enroll in PayPlus?
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Open your PrimeTrust mobile banking app and tap into PayPlus to enroll in just a few minutes
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There is no separate third-party app download or extra sign-up required
Does my employer need to sign up or partner with PrimeTrust?
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No, employer sign-up or partnership is not required
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PayPlus securely links with payroll systems nationwide so you can get started immediately as long as you receive a paycheck
How does PayPlus track my earned wages?
Once you connect your payroll system, PayPlus verifies your earned hours and updates your available advance balance in real time as you work
How does repayment work on payday?
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Repayment is completely hands-off and automatic
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When your standard direct deposit arrives in your account, your advance and fee are automatically collected with no late fees or manual transfers
Do I need Direct Deposit to use PayPlus?
Yes, setting up or switching your direct deposit to your PrimeTrust checking account ensures seamless automatic repayment and unlocks your full benefit
Is my personal and payroll information secure?
Yes, PayPlus is embedded directly within your secure PrimeTrust mobile banking app to keep your data encrypted and protected
Can I use PayPlus if I have multiple jobs?
Yes, you can connect your compatible payroll accounts to track earnings across jobs directly inside the app
Contact the PrimeTrust team to learn more.
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