Payment Processing Solutions for PrimeTrust Business Members
Fast, Secure, and Integrated Credit Card Processing Powered by FiNet
Elevate how your business accepts payments in Muncie and across East-Central Indiana. PrimeTrust Federal Credit Union has teamed up with FiNet to deliver modern, robust payment processing designed specifically for local small businesses, service providers, and retailers. From in-store transactions to online invoicing, our payment processing framework keeps processing costs low, settlement fast, and member data fully protected.
Core Payment Processing Capabilities
Key Features at a Glance
-
Next-Day Batch Settlement: Speed up cash flow with direct, next-day deposits into your PrimeTrust Business Checking account.
-
Tap2Local Integration: Seamlessly connect local loyalty programs and digital banking tools directly into your merchant processing platform.
-
Interchange-Plus & Transparent Pricing: Eliminate hidden rate inflation with clear, line-item pricing structures and optional dual-pricing/cash-discount programs.
-
Omnichannel Acceptance: Process transactions across all sales channels—in person, online, on mobile devices, or over the phone.
-
P2PE & PCI Compliance: Advanced point-to-point encryption and tokenization safeguard sensitive cardholder data from breach risks.
Payment Processing Channels Supported
| Channel | Processing Method | Primary Business Benefit |
| In-Store POS | Countertop Terminals & Smart POS Systems | Fast EMV chip reading, Apple Pay / Google Pay support, and built-in receipt printing |
| Mobile & Tap to Pay | Smartphone / Tablet Bluetooth Readers & Tap2Phone | Accept payments on location at job sites, pop-up shops, or community events |
| E-Commerce Gateway | Hosted Checkout Pages & API Integration | Accept 24/7 web payments with built-in fraud prevention tools and shopping cart plugins |
| Virtual Terminal | Secure Web Portal Manual Key-In | Ideal for phone orders, recurring billing schedules, and B2B invoice settlements |
How Payment Processing Integrates with PrimeTrust Banking
1. Direct Account Settlement:
Streamlined accounting with zero middle-man delays.
Your daily card sales settle straight into your primary PrimeTrust Federal Credit Union business account, giving you instant visibility through your business online banking dashboard.
2. Custom Fee Architecture:
Choose the pricing model that fits your margin.
Work with a FiNet payment specialist to choose between Interchange-Plus, Flat Rate, or Cash Discounting models designed to reduce total processing overhead.
3. Local & Dedicated Support:
Get assistance when you need it.
Enjoy dedicated technical and merchant service support from both FiNet's 24/7 technical team and your trusted PrimeTrust local branch representatives in Muncie.
Request Your Free Payment Processing Statement Audit
Bring your current merchant processing statement to any PrimeTrust branch or upload it securely online. We will perform a line-by-line fee audit to show you exactly how much your business can save with FiNet payment processing.
-
Phone: (765) 289-2148
-
Main Branch: 3700 W Bethel Ave, Muncie, IN 47304
-
Online: Log into PrimeTrust Business Online Banking to start your merchant service application.
Contact the PrimeTrust team to learn more.
or