The CU Difference
Credit Unions aren't your average financial institution.
We’re member-owned, not-for-profit cooperatives where you and your financial success matter most. Without shareholders to pay, we’re able to pass earnings on to our members in the form of better rates and lower fees.
Best of all, decisions about your financial future aren’t made half-way around the country by people that only know you by your credit score. They made here; in your community, by your neighbors, with the best interest of members like you in mind.
Why Is PrimeTrust Your Best Financial Partner?
Low- and No-Fee Services
Unlike banks, credit unions are member-owned, not-for-profit financial cooperatives that return earnings directly to members in the form of higher rates on savings, low- and no-fee services, and lower loan rates. That means PrimeTrust members can benefit from a full line of attractively-priced products and services, including auto loans, home mortgages, credit cards, and checking & deposit accounts. Plus free financial counseling and smart account management tools, like Online and Mobile Banking.
When you become a member at PrimeTrust, you’ll be joining the area’s leading financial cooperative. We’re not-for-profit, locally-governed, and owned by the very people we serve – members just like you. At PrimeTrust, we exist solely to serve our members, not to enrich stockholders.
Get access to your account anywhere or anytime! We have three convenient Muncie locations plus access to over 5,000 branch location and over 30,000 ATMs nationwide through the Alliance One ATM Network of credit unions. You will also have access to Alliance One, a nationwide group of select-surcharge ATMs, giving you the power to access your money on your own terms. By using any one of the convenient ATMs across the U.S., you can access your accounts without being charged a foreign ATM surcharge. Or manage your money remotely with our Online Banking, Bill Pay and our new Mobile Banking app for your smartphone.
A Say in Credit Union Management
Credit unions are governed by a volunteer board of directors, who are democratically elected by members. So every member has an equal vote – and voice – in director elections that affect credit union leadership and how your money is managed.
It pays to be a member at PrimeTrust Federal Credit Union…literally! Each year hundreds of our members receive a PrimeTrust Patronage Award– cold, hard cash that thanks them for making PrimeTrust their primary financial provider. Since 2012, we have returned over $500,000 to members.