Federally Insured by NCUA

Your Story Matters Here

Become a PTF Member Today

Experience the Credit Union Difference

PrimeTrust Federal Credit Union has been serving members in Indiana for more than 80 years, helping members like you meet their financial goals with convenient and affordable services.

Open an Account
To open a new membership account, please visit your nearest branch location.

Whether you are new to the area and need a financial institution you can trust, or you’re looking for a way to keep your money local and work with a member-owned financial cooperative. PrimeTrust is a great choice. You’ll find a wide variety of products that can meet your financial needs—whether you’re a savvy saver, a young family looking for a better auto loan rate, or opening your very first checking account.

We also offer a complete suite of business services for growing and established businesses. 


PTF Isn't Your Average Financial Institution

We’re a member-owned, not-for-profit cooperative where you and your financial success matter most. As a financial co-op, we’re able to pass earnings on to our member-owners in the form of better rates and lower fees.

Best of all, decisions about your financial future aren’t made half-way around the country by people that only know you by your credit score. They made here; in your community, by your neighbors, with the best interest of members like you in mind.


Why Is PTF Your Best Financial Partner?

Low- and No-Fee Services

Unlike banks, credit unions are member-owned, not-for-profit financial cooperatives that return earnings directly to members in the form of higher rates on savings, low- and no-fee services, and lower loan rates. That means PrimeTrust members can benefit from a full line of attractively-priced products and services, including auto loans, home mortgages, credit cards, and checking & deposit accounts. Plus free financial counseling and smart account management tools, like Online and Mobile Banking.


When you become a member at PrimeTrust, you’ll be joining the area’s leading financial cooperative. We’re not-for-profit, locally-governed, and owned by the very people we serve – members just like you. At PrimeTrust, we exist solely to serve our members, not to enrich stockholders.

Bank Anywhere

Get access to your account anywhere or anytime! We have three convenient Muncie locations plus access to over 5,000 branch location and over 30,000 ATMs nationwide through the Alliance One ATM Network of credit unions.  You will also have access to Alliance One, a nationwide group of select-surcharge ATMs, giving you the power to access your money on your own terms. By using any one of the convenient ATMs across the U.S., you can access your accounts without being charged a foreign ATM surcharge.  Or manage your money remotely with our Online Banking, Bill Pay and our new Mobile Banking app for your smartphone.

A Say in Credit Union Management

Credit unions are governed by a volunteer board of directors, who are democratically elected by members. So every member has an equal vote – and voice – in director elections that affect credit union leadership and how your money is managed.

Who is eligible to join?

You are eligible to become a member of PrimeTrust Federal Credit Union if you live, work, worship or attend school in, and businesses and other legal entities located in Delaware County, Indiana. Membership is attained simply by opening a share savings account.

Family members are eligible too! No matter where they live.

Become a Member
Open an Account
Apply for a Loan

Check out this FAQ for eBranch!


National Credit Union Administration     ESI

Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

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