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Home Equity Loans

As an owner of a home with equity, you have a great, low-cost resource available to help you finance the changes in your life.  A home equity loan or line of credit can help you manage both planned and unexpected expenses - like home improvements, tuition, debt consolidation, car loans and medical bills.

Equity Loan

If you want to access your home’s equity but maintain the security of a fixed rate and term, a PrimeTrust Equity Loan may be the right option for you.  Our Equity Loan is available as a Second Mortgage solution to members that qualify, providing a one-time, lump sum cash disbursement. 


Refinance your home and still have the option to tap into the available equity with a PrimeTrust Home Equity Line of Credit (HELOC).  With the versatility of a variable rate and open-ended term mortgage, a PrimeTrust HELOC gives you the ability to access the money you need, right when you need it!

Our HELOC is available as both a first and second mortgage.  So you can receive your money in one lump sum or it can be dispersed to you when needed.  Additional payment flexibility allows you to choose interest-only monthly payments, and your equity balances may be renewed through payments or via PrimeTrust checking/savings transfers without any penalty. 

Home Equity Loan Benefits
  • Multiple home equity loan products, rates and terms are available
  • No closing costs 
  • No loan application or origination fees ($300 early termination fee applies if HELOC closed within two years)
  • Interest on your home equity product may be tax deductible (please consult your tax advisor regarding deductibility of interest)
  • You may make payments from your PrimeTrust checking or savings account or by direct payroll deposit
  • Manage your loan account and payments from the Web with PrimeTrust’s eBranch, Bill Pay, eStatement, and Mobile Banking tools


Become a Member
Open an Account
Apply for a Loan

Check out this FAQ for eBranch!


National Credit Union Administration     ESI

Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

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