Federally Insured by NCUA

Your Story Matters Here

Consumer Loans

You have dreams.  At PrimeTrust Federal Credit Union, we want you to have the financial backing to help them come true. 

It could be financing a home improvement project, consolidating debt, or finally taking that dream vacation.  Whatever your reason – from unexpected expenses to purchases you’ve been planning for years - we could all use a little extra cash every once in a while. 

For those times, PrimeTrust offers a wide variety of competitively-priced personal loan products.  As a member-owned and locally-governed financial cooperative we can offer better rates and lower-fee services than most banks.  But we’ll also pay special attention to your story, your goals, and your personal financial situation – so that we can provide you with the best loan, at the best rate possible.

MyLine - Personal Line of Credit

  • Fast, easy access to the money you need - access MyLine thru eBranch and mobile banking
  • Apply only once for a $50 fee and borrow what you need without reapplying
  • Lower rates than most credit cards with up to a 5-year draw and a floor of 5% APR
  • Enjoy a minimum credit line of $5,000 and a maximum of $20,000 per qualified borrower
  • Must apply at one of our three branches, may not apply online  

Consumer Loans Benefits

  • Competitively-priced loan products that can provide up to $20,000 in personal financing
  • Flexible term lengths, including 12-, 24-, 36-, 48-, and 60-month loans
  • Fast, hassle-free loan qualification
  • Fixed rate and closed-end financing
  • You may make payments from your PrimeTrust checking or savings account or by direct payroll deposit
  • Manage your loan account and payments from the web with PrimeTrust’s Online Banking, Online Bill Pay, eStatement, and Mobile Banking tools

Let PrimeTrust help you get the right loan for your goals.  Apply online today for a personal loan or visit one of our three Muncie-area branch locations to apply for MyLine.

Current Rates 

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Apply Online for a Personal Loan

Applying online for a PrimeTrust personal loan is secure, fast and easy. 

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Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

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