Refresh Your Ride
PrimeTrust Federal Credit Union has the right financing package to put you in the driver’s seat. Check out our great rates!
Whether you want a loan to buy a new or used car, truck, RV, motorcycle, or personal watercraft – or to refinance a loan on your existing vehicle - we can match you with a rate that ensures you’re paying less for the money you borrow. We even offer financing for select vintage cars.
Auto Loan Benefits
- Competitive rates, flexible terms, and 100% financing available
- Rates as low as 2.40% APR* with member Direct Deposit discount
- Fast, easy loan process – apply online or at any branch - with no application fees
- Free pre-approval - so you’ll know your exact budget before you start shopping
- Vehicle Loans receive 0.25% member discount for Direct Deposit. In order to qualify for the Direct Deposit discount, both the Direct Deposit and the Personal Loan must be under the same account number.
- No payment for up to 45 days
- Secure fixed-rate/closed-end financing
- You may make payments from your PrimeTrust checking or savings account or by direct payroll deposit
- Manage your loan account and payments from the web with PrimeTrust’s eBranch, Online Bill Pay, eStatement, and Mobile Banking tools
Get Pre-Approved Financing
Get pre-approved today and shop for your new ride with financing in hand. Apply online or visit your nearest PrimeTrust branch.
Mechanical Breakdown Protection (MBP) - provides protection against mechanical breakdowns above and beyond the original manufacturer's warranty. Get a free quote on any vehicle, even those not financed at PrimeTrust. Click here.
GAP covers the deficiency balance on your loan in the event of a total loss. Get a free quote. Click here.
Debt Protection cancels or suspends your loan payment without penalty, added interest or being reported as delinquent to the credit bureau. Get a free quote. Click here.
*Rates as low as 2.65% APR for up to 36 months for a 2019 to 2021 new or used vehicle loan. For a $10,000 new or used 2019 to 2021 vehicle loan for a term of 36 months with a 2.65% APR, the monthly payment will be $289.27. Personal & Vehicle Loans receive 0.25% discount for Direct Deposit. In order to qualify for the Direct Deposit discount, both the Direct Deposit and the Personal Loan must be under the same account number. Normal membership and lending qualifications apply. Rates based on credit score and subject to change. Federally insured by NCUA.