First Mortgages

Fixed-rate mortgage provides you with the security of having the same interest rate over the life of the loan and the comfort of knowing that your monthly principal and interest payment will not change. PrimeTrust Financial offers competitive interest rates with terms from five-years to thirty-years. 

Home Equity Line of Credit

Let the equity in your home work for you. A perfect solution for a purchase you've been planning with fixed payments. Your available line amount is replenished as you make payments so you can confidently make your next large purchase.

Equity Loans

If you want to access the equity in your home and have the security of a fixed rate and fixed term, a PrimeTrust Financial Equity Loan may be right for you. If you're a homeowner anticipating a major one-time expense, this financing solution with a fixed term and fixed payment makes an excellent choice.

Adjustable Rate Mortgage

An adjustable-rate mortgage (ARM) is a mortgage loan where the interest rate on the note is periodically adjusted based on a variety of indices. ARM loans are well-suited for people who don't plan to stay in the property long-term, or expect their income to rise over time.

Jumbos

For homes with a value that exceeds Fannie Mae and Freddie Mac standards, a Jumbo loan is designed to provide a solid loan option.

First Time Home Borrowers

First time home buyer loans allow buyers to get into a house more easily – certain restrictions do apply to qualify.

FHA Loans

Federal Housing Administration (FHA) sponsored loans can help people purchase the home they need based on various terms and conditions. 

VA Loans

Veteran's Administration guaranteed loan that can help veterans obtain a mortgage with a very low down payment. These loans are available only to qualifying veterans for the purchase or refinance of a home.

USDA Loans

Available under limited conditions, a USDA Guaranteed Loan is government insured for 100% purchase loan. These loans are only offered for smaller communities that qualify.

Reverse Mortgages

Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.