Testimonials

PrimeTrust Financial has taken a load off my shoulders. I never thought I could pay off my credit card debit, but PrimeTrust Financial helped me consolidate. It's absolutely unreal. It's been great!

N. Smith,

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News

  • PrimeTrust Financial Offers Debit Rewards

    Published Friday, January 27, 2012

    Now everyone with a PrimeTrust Financial Visa Debit card earns points to use travel, electronics, home décor, gift cards, or gifts to others....
  • How Much Debt is Too Much?

    Published Friday, December 16, 2011

    Too much debt is like playing with fire. As a rule of thumb, your debt, excluding your home, should not exceed 20 percent of your take-home pay....
More News »

Deposit Rates

Effective
02/13/12

Savings

Dividend
(Rate)

APY**
Product:

One Version

0.100%

0.100%

Term Structure: Open Term
Rate Type:

Rate subject to change without prior notice

 

Interest Checking

Dividend
(Rate)
APY**
Dividend Earning:

Requires $1,000
minimum balance

0.100% 0.100%

**APY is an annual percentage yield based on the assumption that dividends remain on deposit. Rate subject to change without prior notice.


Certificate

Dividend
(Rate)

APY**
Product:     

6 month

0.200%

0.200%

1 year 0.399% 0.400%
2 year 0.548% 0.550%
3 year 0.747%
0.750%
4 year 0.995%  1.000%
5 year 1.193%
 1.200%
Term Structure: Set Term
Rate Type: Fixed Rate
 

Money
Market

Dividend
(Rate)

APY**
Product:  

$2,500 to $24,999

0.200%

0.200%

$25,000 to $49,999 0.250% 0.250%
balances over $50,000 0.300% 0.300%
Term Structure: Open Term
Rate Type: Rate subject to change without prior notice
 

Roth IRA
and
Traditional IRA

Dividend
(Rate)

APY**
Product:

Open Version

0.150%

0.150%

Term Structure: Open Term
Rate Type: Rate subject to change without prior notice


   

Roth IRA
and
Traditional IRA

(Set Version)

Dividend
(Rate)

APY**
Product:  

6 month

0.200%

0.200%

1 year 0.399% 0.400%
2 year 0.548% 0.550%
3 year 0.747%
0.750%
4 year  0.995%  1.000%
5 year 1.193%
 1.200%
Term Structure: Set Term
Rate Type: Fixed Rate

Loan Rates


Visa

APR

Rates: Classic 12.900%
Gold - cash back 10.900%
Platinum - rewards 9.900%

 

Cars, Trucks, Vans, RVs, Motorcycles, and Boats

Trailers, RVs, Camping Trailers, Horse Trailers,
and Boats may be financed for 72 months

Term
(Months)
APR
(Fixed)

Terms/Rates:
New 2012 to 2011 60 3.740%
New 2012 to 2011 72 4.240%
2011 to 2010 60 4.240%
2009 to 2008 60 5.490%
2007 to 2005 60 6.000%
2004 to 2000
36 7.000%
Vintage 36 8.000%

Personal

Term
(Months)
APR
(Fixed)
  42 12.000%
48 12.000%
60 12.000%
All consumer loan rates stated are as low as base rate shown. The actual consumer loan rate will depend on credit score.

First Mortgages

Term
(Years)
APR
(Fixed)
Terms/Rates:

Close-Ended/Fixed Rate
(Purchase Money or Refinance)

Origination Fee of $500.00 is Required.
(At time of application/financed - non-fundable)

75% LTV
With Cash Back
5 3.875%
10 3.875%
15 3.500%
20 3.875%
30 4.000%

First Mortgages

Term
(Years)
APR
(Fixed)
Terms/Rates:

Close-Ended/Fixed Rate
(Purchase Money or Refinance)

Origination Fee of $500.00 is Required.
(At time of application/financed - non-fundable)

80% LTV
With No Cash Back
5 3.875%
10 3.875%
15 3.500%
20 3.875%
30 4.000%

Home Equity Line of Credit*

Term
(Years)
APR
(Varible)
Terms/Rates: (Up to a 10 Year Draw)
(Minimum Line - $5,000/Max. 90% LTV)
First Mortgages
Open-Ended/Variable
(Initial Loan or Refinance)
Open 5.000%
Second Mortgage
Open-Ended/Varible Rate
(Initial Loan or Refinance)
Open 5.000%

Equity Loan

  Term
(Years)
APR
(Fixed)
Terms/Rates: Close-Ended/Fixed Rate
Second Mortgage
To 75% LTV 5 5.750%
10 6.000%
15 6.250%
76% to 90% LTV 5 6.000%
10 6.250%
15 6.500%

*APR/HELOC is Prime minus 1.01% with minimum Rate Floor of 5.00%. Rates subject to change without prior notice.

Contact PrimeTrust Financial

Feel free to contact us with any questions or comments. Any sensitive or personal information should not be sent via email. Please contact our live 24-hour Call Center at 765-289-2148 or 1-800-459-5585.

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Information To Go

  • Free Financial Counseling

    Published Thursday, September 22, 2011

    As a valued member of PrimeTrust Financial, we are providing you with free access to money management and financial education services through Accel Members Financial Counseling....
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