Calculators

Business and Personal Calculators

Business and Personal Calculators are provided and sponsored by Estep * Doctor & Company. They are available for someone who wants to build a financial plan by crunching numbers as they determine the best mix of credit and savings products. The calculators have been separated by business and personal - displayed as a list, based on the group and purpose definition.

Business Calculators
To go to Business Calculators, click here.

Personal Calculators
Within each group/purpose definition, PrimeTrust Financial has carefully selected those calculators that you may find to be what you need to run the numbers. If more options are needed, the full list of calculators awaits you in each group, and may be selected by clicking "Go to this Resource."

Auto Calculators
Retirement Calculators
Insurance Calculators
Personal Finance Calculators
Debt and Credit Card Calculators
Loan Calculators
Savings Calculators
Investment Calculators
Mortgage Calculators
Tax Calculators

Auto Calculators

Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Home Equity vs. Auto Loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
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Retirement Calculators

Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.

Social Security Benefits
Use this calculator to estimate your Social Security benefits.

Retirement Income
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

401(k) Savings Calculator
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.

Retirement Shortfall
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

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Insurance Calculators

Variable Annuity Calculator
How can a variable annuity help you save for retirement? Use this calculator to find out.

Fixed Annuity Calculator
A Fixed Annuity can provide a very secure, tax deferred investment. Use this calculator to help you determine how a Fixed Annuity might fit into your retirement plan.

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Personal Finance Calculators

Net Worth
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!

Student Budget
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

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Debt and Credit Card Calculators

Consolidation Loan Investment Calculator
Getting a consolidation loan can do more than pay off your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

Home Equity Debt Consolidation
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.

Credit Card Optimizer
The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

Snowball Debt Elimination Calculator
This Debt Calculator applies two simple principles to paying off all your debt that can cut years off of your repayment schedule.

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Loan Calculators

Amortizing Loan Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Debt Consolidation Calculator
Should you consolidate your debt? Use this calculator to find out.

Loan Prequalification Calculator
Use this calculator as your first step in determining your ability to qualify for a loan.

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Savings Calculators

College Savings
Use this calculator to help develop or fine tune your education savings plan.

Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.

Emergency Savings Calculator
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Credit Union Certificate Calculator
Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.

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Investment Calculators

Asset Allocator
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Investment Distributions
This calculator helps you determine the length and the size of periodic distributions that can be taken out of an investment before it runs out.

Investment Goal Calculator
Use this calculator to see if your investment plan is on track to meet your investment goals – and receive suggestions on how to change it if you are falling short.

Personal Economic Recovery Calculator
This calculator can help you determine exactly what it might take to return your original investment balance.

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Mortgage Calculators

Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!

Mortgage Comparison: 15 years vs. 30 years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Adjustable Rate Mortgage Calculator
This calculator helps you to determine what your adjustable mortgage payments will be.

ARM vs. Fixed Rate Mortgage
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

Mortgage Loan Calculator (PITI)
Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.

Mortgage Debt Consolidation
This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

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Tax Calculators

1040 Tax Calculator
How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.

Marginal Tax Rate Calculator
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll deductions.

Hourly Paycheck Calculator
Use this calculator to help you determine your paycheck for hourly wages.

Self-Employment Taxes
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

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